TrueSpend
For iPhone
Budgeting fails at the typing. Import a bank statement instead — a whole month lands already categorised, checked against the statement's own totals, and ready to plan around.
Free. Your budget lives on your phone — cloud sync is a switch, not a condition.
Drop in a PDF, a photo of a statement, or a CSV export. Rows come back already filed into categories, duplicates flagged, and the total checked against the statement's own figures — all of it shown for review before anything touches your budget.
Add your cards and their statement dates. TrueSpend tells you when a statement is ready, chases the month you forgot to import, and nudges you before the payment falls due. The reminders never carry amounts — a lock screen is not a bank statement.
Keep savings or debt repayment safe off the top, then divide what's left with a donut you can actually touch. Trends give you six months of spending, a day-by-day heatmap, and what moved since last month.
Your budget is stored on your phone. Turn sync on and it follows your account to a new one; leave it off and nothing new leaves the device.
No advertising, no analytics SDKs, no data brokers. CSV and OFX files are read entirely on your phone and never uploaded at all.
A PDF or photo is read and then deleted from the server within 24 hours. Only the rows you approved are kept.
On the App Store for iPhone, free to download. Import last month's statement and see where the money actually went.
Download on the App Store